Sometimes, you get trapped in a cycle of financial struggle. You try so hard within your power, yet you don’t see any positive results. As a result, you find yourself constantly worrying about money, and you have been unable to break free from limiting beliefs. If so, you are not alone. What I want you to understand today is that your mindset about money plays a crucial role in shaping your financial reality. And I also want to remind you today that you have the power to rewire your money mindset and create a more abundant future, which you have been praying for.
Journaling is one of the most powerful tools that you can use to transform your financial beliefs. Let me make you understand what I mean. When you write down your intentions and goals, the great Universe will take them more seriously because you have only by that single act of yours made to understand that you are so passionate and intentional about what you want.
Again, through intentional writing, you can uncover hidden money blocks, shift your perception, and cultivate a mindset that attracts abundance. So in this post, we’ll explore proven journaling practices to help you rewire your money mindset and unlock the wealth you deserve.
Why Your Money Mindset Matters
I recently told a friend of mine that his relationship with money is not just about numbers; I made him understand that it’s deeply tied to his emotions, past experiences, and even subconscious beliefs. Some of us came from homes where our parents and guardians had this very unhealthy mindset and belief about money and wealth generally, so if you grew up hearing phrases like “Money doesn’t grow on trees” or “Rich people are greedy”, these statements may have unconsciously affected and shaped your financial behaviors negatively even without you knowing it.
The starting point of your positive change towards making money and becoming reach is changing your mindset by removing every negative and unhealthy believe that is keeping you away from making money.
A negative money mindset can manifest as:
- Fear of spending money, even on necessary things.
2. Feeling unworthy of financial success.
3. Self-sabotage when opportunities arise.
4. Believing that wealth is only for a select few.
So, all I am saying is that by using journaling as a tool, you can start shifting these limiting beliefs and replace them with empowering thoughts that will lead you to financial success.
Journaling Practices to Rewire Your Money Mindset

1. Identify Your Limiting Beliefs
Now, in the quest to help you understand what I mean when I talk about rewiring Your Money Mindset, I will take you further just to make sure you understand the total concept of making money by changing or rewiring your money mindset. One of the first steps to changing your money mindset is to identify what’s holding you back. This is why I keep on talking about Journaling because it allows you to bring these subconscious thoughts to the surface, where you can challenge them.
I would be glad if you could ask yourself this question right now: “What beliefs about money did I learn from my childhood? How have they impacted my financial life?”
Then take a few moments to write freely and honestly, while writing, do make sure you are being honest to yourself, and you may be surprised by what comes up. The next question you should ask yourself once you’ve identified these beliefs is: Are these beliefs serving me? If not, how can I replace them with empowering ones? I show that these will surely help you a lot.
2. Reframe Those Negative Thoughts
I believe that by now you must have identified some if not all the limiting beliefs that have been holding you back, do not feel down or bad about them because it is not your fault, maybe you are coming from a family that have brought you up with an unhealthy mindset and believe about money and reaches and it is never your fault that it is beginning to affect you at this point of your life, The good news is that ‘Shadows of Truth is here to guide you and take you through the journey of financial success. Now it’s time to reframe all the negative thoughts because this practice helps to shift your energy from scarcity to abundance.
Example:
- Limiting Belief: “I’ll never be able to save enough money.”
2. Reframed Thought: “I am capable of managing my finances and growing my wealth.”
Another question you should ask yourself is “What limiting money beliefs do I have, and how can I transform them into positive affirmations?” Then go ahead and write at least five empowering statements to replace your old beliefs. This will also help you a lot.
3. Visualize Your Financial Future
Recall those moments when you will be all alone on your own, and all you keep on thinking and seeing are beautiful things that you would like to have or achieve in the future. Now that is called visualization. It happens in your mind. So visualization is a powerful technique that helps train your mind to expect success rather than fear failure.
While undergoing exercise, you should describe your ideal financial situation in detail while your eyes are either closed or opened. This is were you will understand that you have a third eyes, it is called the eyes of the mind. So go ahead and ask yourself the following question once again: Where do you live? What do you do daily? How do you use your wealth to benefit yourself and others?
Note that: The more vivid your description, the more real it becomes in your subconscious mind.
4. Daily Gratitude for Money
Do not think that you don’t have enough to be grateful for, because if the breath you take in and out every day is enough to be grateful for. So you must learn how to show gratitude for what you have and what you are hoping to have. This remarkable thing about gratitude is that it shifts your focus from what you lack to what you already have.
Again, what this practice does is to rewire your brain to see opportunities instead of obstacles. So you should write down at least three things you are grateful for regarding money. It could be as simple as having food on the table, being able to pay your bills, or even the lessons learned from past financial struggles. Like I said earlier, the breath you take every day is enough to be grateful for.
5. Track Your Financial Wins
There can never be a time in your life when all you encounter are loss after loss. The truth is that there comes a time when you all encounter wins and not just losses and struggles. But it’s quite unfortunate that many people focus only on their financial struggles, which now reinforces a scarcity mindset. It will save you a lot if you start now to track small wins and always remind yourself that you are capable of financial growth.
Whether you found an extra $10 in your pocket, received an unexpected discount, or paid off a small debt, celebrate these wins! Writing them down builds confidence and strengthens your wealth mindset. It will help to reassure you that you can always achieve more and become who you want to be.
6. Set Intentions for Wealth
The most important factor to consider whenever you are embarking on any goal is to be intentional about it. Intention setting is about consciously directing your energy toward financial growth. You have to get so emotional about it, like you know what you are going for. And like I have already said, when you write down your financial goals, you signal to the universe (and your subconscious mind) that you are ready to receive and claim this wealth.
Just be specific and write them as if they are already happening. Endeavour to change your words that come out of your mouth. Instead of “I want to earn more money,” write “I am now earning $10,000 per month through my business and investments.”
7. Forgive and Release Financial Guilt
One of the harmful effects of unforgiveness is that it draws you back and even keeps you stagnant. Sometimes it seems very difficult to forgive and let go, but it is also important that we understand that holding back from a painful experience of the past can delay our progress and stop us from making money. Most people carry guilt over past financial mistakes. You don’t have to do that because holding onto guilt keeps you stuck in a cycle of lack. Journaling can help you release these emotions and move forward.
What I will advise you to do right now is to write a forgiveness letter to yourself, acknowledging your past mistakes and releasing any shame attached to them. Break free from all the past financial mistakes and misfortunes you have encountered in the past.
Conclusion
Know this today that your money mindset is not set in stone. The truth is that through intentional journaling, you can uncover limiting beliefs, shift your perspective, and attract financial abundance into your life. The key is consistency; commit to these practices daily or weekly, and watch your financial reality transform.
Remember, money is not the enemy. It is simply a tool that reflects your mindset. By rewiring your thoughts through journaling, you can create a healthy, empowering relationship with money and step into a life of abundance.
So now, it’s your turn! Grab a journal and start your journey to financial transformation today. What is the first belief about money you need to change? Write it down and take the first step toward financial freedom!